Group Benefits
Through innovative plan design and proprietary programs, we help businesses with five or more employees provide quality, cost effective, benefits for their employees. We help our clients reduce and control costs without sacrificing benefits or simply transferring the cost to employees.
Group medical insurance is at the heart of most employee benefit plans, and, aside from payroll, it is the largest cost. But, as group medical insurance premiums escalate and health care reform creates new requirements for business and individuals, employers are looking for new ways to meet the needs of employees and comply with increasing government regulation. We offer clients a wide range of products and solutions to meet their needs. We work with the leading insurance companies to provide innovative group medical, group dental, group life, group disability, and voluntary benefits.
Employer Health Care Reform Updates:
- Effective immediately (March 23, 2010), employers must now provide nursing mothers reasonable unpaid break time to express milk, for a period of up to one year following a child’s birth.
- This week (April 19, 2010) several carriers announced their intent to extend eligibility to young adults (up to age 26) who are currently covered on their parents' plan. The carriers making this announcement include: Aetna, Human and United HealthCare. The processes to be followed have not yet been identified. Once these are identified, we will communicate accordingly.
Group Insurance Products and Companies
- Group medical insurance: Aetna, Blue Cross Blue Shield of Arizona, Cigna, Health Net, Humana, Starmark, United Healthcare
- Group dental insurance: Humana, MetLife, Principal Financial, SecureCare Dental, Total Dental, United Healthcare
- Group life & disability insurance: MetLife, Principal Financial, UNUM
- Group voluntary benefits: Transamerica
- Retirement plan investments: Profit Sharing/410(k), Simple IRA, Solo 401(k), IRA & Roth IRA. Calculate your retirement needs.
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